If you don’t have an estate plan, chances are you need one.

There are countless reasons for every adult in America to have an estate plan regardless of age or net worth. An estate plan controls what happens to you, your assets, and even your loved ones if you become incapacitated or when you die. Failing to plan your estate, even if your assets are very modest, leaves the door open for the State of Arizona and the Internal Revenue Service (IRS) to use their plan. The state’s plan is typically expensive, stressful and emotionally draining.